If you’re a recipient of a Medicare Parts A or B, then you understand that your life circumstances are much different from those that are not. Whether you’re 65 or older, or have other things preventing you from working full time, you can’t afford to have outstanding medical bills.

These life circumstances might mean that you have more medical bills than the average working adult. There is a lot that they don’t tell you when you begin to receive Medicare. One is that it may be a good idea to get Medicare supplements.

Here are a few things NOT covered by your Medicare Part A or B plan.

• Copayments/Coinsurance – When you go to the doctor, you may be required to pay a fee at the time of service. These copayments can range anywhere from $20-$50 and beyond, for specialized care. If you’re not currently working, these fees can add up and make it difficult to receive the care you deserve.

• Deductibles – Insurance plans always have a deductible. This is the amount you must pay out of pocket before your insurance will step in and take care of the remaining costs. Often times, this will never happen, because deductibles are set so high. This means you could spend thousands before receiving assistance.

• Travel – If you travel outside of the United States and need medical care, your Medicare Part A or B is no longer effective. When you retire, you shouldn’t be afraid to see the world simply because you don’t have medical coverage.

• Special Medical Equipment – Certain specialized medical equipment is seen as non-essential to your care. Bureaucratic procedures make it nearly impossible to receive this equipment under standard Medicare.

The good news is Weiss and Associates is licensed in Wisconsin and Minnesota to provide you options in Medicare supplements. No more being afraid of going to the doctor as a result of unknown medical expenses.

If you’re in Eau Claire, WI or surrounding areas, and you’re looking for a team of experienced professionals to walk you through the available Medicare supplements, then give us a call today!